Legal Indemnity Insurance policies for issue by solicitors and conveyancers

Lease Enlargement

The Lease Enlargement legal indemnity insurance policy provides cover when a property, used for residential and/or commercial purposes based within England and Wales, was leasehold and the lease, full particulars of which are missing, is said by deed to have been enlarged; and

  • it may have been incapable of enlargement and the freehold interest in the property may still belong to someone else
  • the property will continue to be subject to matters which affected the leasehold interest prior to enlargement, the nature of which may be unknown because full details of the lease are missing.

Click here to download our Demands & Needs statement 

Full Key Facts can be viewed by clicking here.

Key Features and Benefits

If someone establishes, or attempts to establish, an adverse legal right or interest or that they have the benefit of a restrictive covenant which has been breached, the policy provides cover for the following up to your selected limit of indemnity *: 

  • damages or compensation
  • the reduction in the value of the your interest in the property
  • any sum paid under an order to free the property from such adverse legal right
  • costs and expenses with our consent.

The policy does not cover loss arising from the construction of the property or any alteration, addition, extension or change of use carried out less than 12 months before the date on which cover commenced, or any change of use after the commencement date.

The policy automatically covers subsequent owners of the property and mortgage lenders, and remains in force from the day you issue it without any time limit. 

This ‘At a Glance’ description of cover does not set out the full terms and conditions of cover or the exceptions and limitations which apply to the policy, all of which can be found in the policy document. Please also refer to the Key Facts policy summary.
* For additional cover and limits of indemnity exceeding £2.5m, see Bespoke Policies

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