The Registered Possessory Title policy provides cover when part of an occupied residential and/or commercial property based within England and Wales is registered at the Land Registry with possessory title only. The majority of the land, including most of the building(s), must be held with full title.
Click here to download our Demands & Needs statement
Full Key Facts can be viewed by clicking here.
Key Features and Benefits
If someone establishes, or attempts to establish, that they own or have an adverse legal right over that part of the property which is registered with possessory title, this policy provides cover for the following, up to your selected limit of indemnity *:
- damages and compensation
- the reduction in the value of the property
- any sum paid with our consent to free the property from any adverse third party right
- costs and expenses with our consent.
The policy automatically covers subsequent owners of the property and mortgage lenders, and remains in force from the day you issue it without any time limit.