Adverse Possession of Part (AP)

The Adverse Possession of Part legal indemnity insurance policy provides cover against third party claims to ownership and/or unknown adverse rights and/or unknown restrictive covenants which may affect garden land which is held by adverse possession and is used ancillary to a residential dwelling.

The garden land held by adverse possession must be unregistered, enclosed and used ancillary to a single residential dwelling.  The majority of the land, including the site of the building(s), must be held with absolute title, whether registered or unregistered.

The policy does not cover any claim arising from the Insured or any person on the Insured’s behalf making an application to the Land Registry for registration of title to the adversely possessed land without the Insurer’s prior written consent.

For full terms, please see the Policy.

  • Premiums from £105.00 incl. IPT
  • ‘Instant’ cover for residential properties
  • This policy will run in perpetuity
  • Up to £3m limit of indemnity
  • Comprehensive cover including automatic 5% inflation clause per annum for 10 years
  • Electronic policies
  • Monthly statement and numerous payment options
  • LOI can be increased at any point using our top-up policy
  • BACS and cheques accepted

If you are unable to find the cover you are looking for, or if you simply wish for us to provide cover directly from our office, please contact us for a ‘Bespoke or Direct’ quote.