No Search – Mortgagee (SM)

The No Search – Mortgagee indemnity policy (also known as No Search – Lender) has been specifically designed to cover the mortgage lender for the situation where they are prepared to lend against a single residential and/or commercial property which you already own, without one or more formal searches in respect of:

  • Local land charges.
  • Information held by the Local Authority.
  • Mining.
  • Water or sewerage services to the property.

For full terms, please see the Key Facts.

  • Premiums from £16.00 incl. IPT
  • ‘Instant’ cover for residential and commercial properties
  • This policy will remain in force from its commencement date for the duration of the mortgage advance
  • Up to £3m limit of indemnity
  • Electronic policies and key facts
  • Monthly statement and numerous payment options
  • BACS and cheques accepted

This policy can be issued in bulk – click here for more details.

If your risk does not meet the issue criteria, please contact us for a Bespoke quote.