Build Over – Sewer Indemnity (SI)

This policy is also known as: ‘Absence of Build-over Agreement’ or ‘Sewer Insurance’

The Build Over – Sewer Indemnity policy has been specifically designed for the situation where your property or part of your property has been erected over or within 3 metres of a sewer without a build-over agreement from the appropriate water authority.

During the last 3 years, the property must have remained occupied and not have been altered or extended.

For full terms, please see the Key Facts.

  • Premiums from £130.00 incl. IPT
  • ‘Instant’ cover for residential and commercial properties
  • This policy will remain in force for 15 years from the date of commencement
  • Up to £3m limit of indemnity
  • Comprehensive cover including automatic 5% inflation clause per annum for 10 years
  • Electronic policies and key facts
  • Monthly statement and numerous payment options
  • LOI can be increased at any point using our top-up policy
  • BACS and cheques accepted

If you want us to issue this policy directly from our office, please contact us for a ‘Bespoke/Direct’ quote.