Build Over – Sewer Indemnity (SI)

This policy is also known as: ‘Absence of Build-over Agreement’ or ‘Sewer Insurance’

The Build Over – Sewer Indemnity policy has been specifically designed for the situation where your property or part of your property has been erected over or within 3 metres of a sewer without a build-over agreement from the appropriate water authority.

During the last 3 years, the property must have remained occupied and not have been altered or extended.

For full terms, please see the Policy.

  • Premiums from £130.00 incl. IPT
  • ‘Instant’ cover for residential and commercial properties
  • This policy will remain in force for 15 years from the date of commencement
  • Up to £3m limit of indemnity
  • Comprehensive cover including automatic 5% inflation clause per annum for 10 years
  • Electronic policies
  • Monthly statement and numerous payment options
  • LOI can be increased at any point using our top-up policy
  • BACS and cheques accepted

If you are unable to find the cover you are looking for, or if you simply wish for us to provide cover directly from our office, please contact us for a ‘Bespoke or Direct’ quote.